What is vet visit cover? And will pet insurance cover your trips to the vet? When your precious pet is faced with an unexpected illness or accident, every pet parent wants to know that they are able to give their canine companion the best care possible.
In this blog, you’ll find out which insurance provider offers the best affordable cover for vet fees and discover the benefits of insuring the health of your pet.
So, what is vet visit cover?
If you're looking for help when it comes to juggling the veterinary costs of any unexpected accident or illness your precious pet faces, vet visit cover is a must-have when it comes to choosing the right type of animal health insurance plan.
Vet visit cover is cover for the basic consultations and various tests that are needed when you take your pet to the vet. This usually entails cover for consultations, radiology (x-rays), pathology (blood tests) and minor dental procedures.
Keep in mind that vet visit cover is not the same thing as “illness cover” or “accident cover” which is found in most Pet Hospital Plans and provides cover for overnight hospitalization or in-hospital treatments due to unexpected illnesses or accidents.
Will my insurer cover my vet visit fees?
Many pet owners have heard horror stories from other pet parents about their unexpected vet bills that have run into the thousands and, with the cost of living on the rise, it’s important for every pet owner to know that they have the support of a reliable animal pet insurance provider to help them handle any pricey vet bills they may encounter.
People tend to think that pet insurance only covers illnesses, accidents and emergencies, but most affordable pet insurance plans actually include a maximum amount of cover with a limited number of visits per year for vet bills.
So, what determines the amount of cover?
One thing you do need to know about pet insurance is that your cover limit will alway depend on who your insurer is. Most insurers offer different annual limits for a certain number of vet visits based on your monthly premium. The amount of cover you’ll get for vet bills will also vary depending on the type of animal health insurance plan you choose.
Not only that, but the amount of cover you’ll need to get will probably depend on the breed of pet you have. Certain breeds of dogs tend to be more prone to illnesses (for example, Pugs and French Bulldogs have issues with breathing because of their short snouts). If this is the case, you’ll find yourself having to make more regular visits to your vet, and opting for a higher annual limit for vet visits would be wise.
Animal-friendly pet insurance
When looking for the right type of animal health cover, my advice would be to consider an animal health insurance provider like Oneplan. In my experience, Oneplan Pet Insurance will give you the widest range of benefits at the most affordable price.
In my personal experience, Oneplan is the type of insurer that really takes your pet’s health seriously. That’s why they’ve designed a range of affordable insurance plans which will give your furry best bud access to the best healthcare possible while still easing the financial burdens that come with veterinary care.
Oneplan offers extensive cover for vet visits, illness and accident cover, hospital cover and even routine care. And when it comes to handling all your vet bills, there are two worthy, tail-wagging options:
- The Pet Classic Plan: visits to the vet are covered up to R1 200 per visit for 4 visits per annum.
- The Pet Super Plan: visits to the vet are covered up to R1 450 per visit for 4 Visits per annum
The good news is that both these plans only have a 30 day waiting period from the start of your plan before your vet visit cover is activated. Isn’t that great?
What else does Oneplan offer?
If you do a little digging into what other pet insurers are offering, you’ll find that Oneplan offers one of the highest overall annual cover limits. Their average annual cover limit is R45 000 and they offer cover up to R70 000 with their Pet Super Plan.
Oneplan’s highly-rated pawsome pet insurance plans also include cover for routine care AND pre-existing conditions after a 12 month waiting period.
If that wasn’t enough, Oneplan also gives you absolute freedom when it comes to your choice of vet. With Oneplan, you can go to ANY vet you want to, whenever you like. That means that they don’t have a specified network of vets you have to choose from - so your family vet is here to stay!
How insurance works with Oneplan
When it comes to vet visits claims, Oneplan ensures that the claims process is easy-to use and hassle-free. That’s why they’ve created a smart claims system using the Oneplan app which lets you load claims in just minutes - no forms to fill in or complex documents required!
I’ve had a great experience using the Oneplan app. Their claims process and response time is a lot more streamlined and simple to use since they avoid the normal routine of having to sort through piles of paper-documented claims.
Want to know more about how reimbursement works with Oneplan? Here’s exactly how the Oneplan app works:
- When you choose Oneplan to handle all your pet insurance needs, you actually get paid BEFORE you see the vet.
- This is done through your awesome and unique Onecard which you’ll receive the moment you sign up for a pet insurance policy.
- They use this card to preload funds for upcoming bills before your vet visits. All you have to do is login the Oneplan App, load your claim, and the funds are transferred onto your Onecard within seconds.
- You can then easily use this card to swipe at your vet’s rooms.
It’s as simple as that! You cover the cuddles, they cover the vet bills.
So, if you're looking for an easy-to-understand insurance plan that includes all the features you need, Oneplan is a great match for you. Sign up instantly online or chat to a pet insurance expert today.
Until next time,
The Pet Insurance Team